Half of Nigeria's small e-payments
By 2030, we want one in every two electronic payments made by a small Nigerian business to run on our platforms.
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ZedBinary Ltd · RC7235301
An integrated payment company built in Abuja
VTUking builds the rails that let small businesses in Nigeria vend airtime, data and bill payments without holding stock, chasing agents or waiting on a settlement office.
Our story
We started with one problem worth solving
Buying airtime and data in Nigeria used to mean physical recharge cards, hawkers, and hunting for change. Anyone who wanted to earn from it needed capital, stock and somewhere to keep it.
VTUking replaced that with a wallet. You fund it, you buy at reseller rates, and value reaches your customer automatically. There is no stock to hold, no card to scratch, and no office to visit. That single change is what lets a student, a shop owner or a full-time agent run the same business from the same app.
Today the platform settles data and airtime across MTN, Airtel, Glo and 9mobile, TV subscriptions for DSTV, GOTV and StarTimes, prepaid electricity for the major discos, WAEC cards, and a naira-funded virtual USD card.
Company record
Registered- ENTITY ZedBinary Ltd RC7235301
- OFFICE 14 Unity Close, Gbazango NG
- PLATFORM Android and iOS Live
- SUPPORT [email protected] Open
Platform uptime
99.9%
Make small businesses more profitable
Give small business owners transaction tools that make them more efficient and more profitable, deployed where they already trade.
What we hold to
Five values, written as commitments
These are the standards we hire against and review our own work against.
Innovation
We bring ideas that move the company forward
Printing recharge cards online and issuing a naira-funded USD card both started as requests from resellers. We would rather ship the thing our users asked for than the thing the market expects.
Customers
We respect the people who trade on our platform
Reliable service is the only respect that counts in payments. When a transaction fails, the value returns to the wallet, and support answers on live chat rather than a ticket queue.
Security
We think about data and process, then we think about security again
Wallet balances, BVN verification and payment details are handled under Nigerian financial rules, and every transaction is tied to an account with its own reference.
Integrity
What we say and what we do stay in alignment
Rates are published, fees are visible before you confirm, and we do not advertise earnings we cannot support with real transactions.
Excellence
We aim to be outstandingly good at a narrow thing
Electronic vending is our whole business. Uptime, delivery speed and settlement accuracy are the numbers we are judged on.
What we run
The platform in numbers
99.9%Platform uptime, including overnight
12Networks, TV and electricity billers
₦1,000Capital needed to start reselling
2App stores, Android and iOS
Work with us, or sell with us
Download the app to start trading, or reach the team if you are a partner, biller or investor.