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Used by 70,000+ people

Airtime, data and bills. Paid from one wallet, in seconds.

VTUking is a mobile wallet for everyday payments. Top up any network, renew your TV, buy electricity, or resell to your own customers at reseller rates.

Free to download. Operated by ZedBinary Ltd, RC 7235301.

VTUking Data Bundle screen with MTN network and MTN Gifting selected
VTUking app home screen with wallet balance and services: airtime, data, cards, cable and power
Works with
  • MTN
  • Airtel
  • Glo
  • 9mobile
  • DSTV
  • GOtv
  • StarTimes
  • IKEDC
  • EKEDC
  • AEDC
  • PHED
  • WAEC

Everything you pay for every month, in one app.

Fund once by bank transfer or card. Every service draws from the same naira balance.

Inside the app

Every purchase takes three fields and one tap.

Buy Airtime screen with network selection, recipient number and amount

Airtime, to the naira

Pick the network, enter the number or choose from contacts, and type the exact amount.

Data Bundle screen with MTN network and MTN Gifting data type selected

Data by network and plan type

Gifting, SME and corporate plans for MTN, Airtel, Glo and 9mobile.

Electricity Payment screen with steps: select provider, verify meter, complete payment

Electricity with meter verification

The meter owner's name is confirmed before you pay, so tokens never go to the wrong meter.

For resellers

Run a VTU business from your phone.

Buy data and airtime at reseller rates, sell at your own price, and keep the difference. Delivery is automatic, so you can serve customers at any hour.

Start with ₦1,000
Fund a small amount and make your first sale the same day.
No paperwork
Resell as an individual. No registered business or licence needed.
Every sale on record
Each transaction keeps a reference, so disputes take seconds to settle.
Failed means refunded
If a purchase does not deliver, the money returns to your wallet.
Data reseller rates 30-day plans
NetworkBundleYour cost
MTN1GB₦270
Airtel2GB₦520
Glo5GB₦1,250
9mobile1GB₦260
Indicative rates. Live prices are in the app. Start reselling →

How it works

From download to first purchase in a few minutes.

  1. 01

    Create an account

    Download the app on Android or iOS and sign up with your phone number.

  2. 02

    Fund your wallet

    Top up by bank transfer or card. Automated funding reflects instantly.

  3. 03

    Pay or resell

    Choose a service, enter the number or meter, and confirm. Value is delivered automatically.

Registered users
70,000+
Networks and billers connected
12
Platform uptime
99.9%
Average bill delivery
< 60s

Virtual USD card

Spend in dollars from a naira wallet.

Create a virtual dollar card inside the app and fund it from your naira balance. Pay for streaming, software, ads and app stores without a domiciliary account.

Questions

Something else? Email [email protected], call 0813 062 4702, or use live chat in the app.

See all FAQs

VTU means virtual top-up: buying airtime, data and bill payments electronically instead of with scratch cards or at an office. VTUking delivers them automatically from your wallet.

If a purchase is not delivered, the amount returns to your VTUking wallet. You are never charged for value you did not receive.

By bank transfer or card. Automated funding reflects instantly, so you can buy straight away.

You set your own selling price. Resellers earn up to ₦1,000 per sale depending on the product, and earnings grow with the number of customers you serve.

No. Individuals can resell with no paperwork. Fund your wallet and start selling.

Join 70,000+ people paying with VTUking.

Download the app, fund your wallet, and make your first purchase in minutes.